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Market Statistics – January 2025

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Model Portfolios – December 31, 2024

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A great year past, but questions loom large

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Explore our curated collections

We’ve assembled our blogs, videos and guides into collections providing insight and advice on some of our most popular topics.

financial-planning

Investing 101

Learn the fundamentals of our science-based investment philosophy and EPG portfolio construction.

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financial-planning

Family Trusts

Family Trusts can offer significant tax efficiencies under the right circumstances. If you’re considering setting up a Family Trust, start here.

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financial-planning

Sustainable Investing

Équipe Peter Guay offers ESG portfolios for those who want to align their investments with their values. Find out if ESG is for you.

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Financial Planning Assumptions

This guide is intended to provide Canadian financial planners with our best estimates of future asset class returns and volatilities to produce financial projections for their clients. This document assumes that investors hold a broadly diversified portfolio of publicly traded Canadian fixed-income and global equity, including developed and emerging markets. These estimates are valid uniquely in the context of an investor who purposely avoids concentration in one or a few securities or sectors. Our investment horizon is 30 years.

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Model Portfolios - December 31, 2024

For illustration purposes only. Actual client portfolios may be different.

40/60
50/50
60/40
70/30
80/20
100/0
Performance 40/60
1-Year Total Return 10.67%
3-Year Annualized Return 3.11%
5-Year Annualized Return 4.73%
10-Year Annualized Return 4.93%
20-Year Annualized Return 5.24%
Lowest 1-Year Return (03/2008-02/2009) -10.91%
20-Year Annualized Standard Deviation 5.30%
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40/60
Performance 50/50
1-Year Total Return 12.50%
3-Year Annualized Return 4.04%
5-Year Annualized Return 5.83%
10-Year Annualized Return 5.79%
20-Year Annualized Return 5.79%
Lowest 1-Year Return (03/2008-02/2009) -14.28%
20-Year Annualized Standard Deviation 6.26%
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50/50
Performance 60/40
1-Year Total Return 14.35%
3-Year Annualized Return 4.97%
5-Year Annualized Return 6.90%
10-Year Annualized Return 6.61%
20-Year Annualized Return 6.32%
Lowest 1-Year Return (03/2008-02/2009) -18.72%
20-Year Annualized Standard Deviation 7.30%
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60/40
Performance 70/30
1-Year Total Return 16.22%
3-Year Annualized Return 5.89%
5-Year Annualized Return 7.95%
10-Year Annualized Return 7.43%
20-Year Annualized Return 6.84%
Lowest 1-Year Return (03/2008-02/2009) -23.39%
20-Year Annualized Standard Deviation 8.43%
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70/30
Performance 80/20
1-Year Total Return 18.12%
3-Year Annualized Return 6.83%
5-Year Annualized Return 9.00%
10-Year Annualized Return 8.24%
20-Year Annualized Return 7.28%
Lowest 1-Year Return (03/2008-02/2009) -28.21%
20-Year Annualized Standard Deviation 9.61%
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80/20
Performance 100/0
1-Year Total Return 22.02%
3-Year Annualized Return 8.76%
5-Year Annualized Return 11.13%
10-Year Annualized Return 9.83%
20-Year Annualized Return 8.19%
Lowest 1-Year Return (03/2008-02/2009) -37.97%
20-Year Annualized Standard Deviation 12.26%
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100/0

Market Statistics - January 2025

Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics for the various Canadian, U.S. and international markets that we follow.

All figures in CAD unless mentioned otherwise.

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statistics

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